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Earned wage access
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Advanto was founded by Martin Fortelný together with his university classmate Jan Kölbl. Martin came to Honza with the idea of creating an application that would allow people to access paycheck or part of it whenever they want it and not wait until the regular payout date.
According to surveys and experts, a once-a-month payday turns out to be one of the main reasons why people find themselves in financial problems or even debt traps. In addition, the Czech Republic is at the alarming top in terms of the number of people in execution. All the greater was the motivation of the founders of Advanto to offer a new way of paying wages, which will allow people to overcome the lack of money without penalties or interest, and thus avoid overpriced loans that so many Czechs get into a debt trap.

He has worked at CreativeDock, Bentley, and startups in Europe and Asia. At Advanto, he is responsible for overall company operations, compliance, strategic direction, investor relations, and recruiting key contributors.
Jan Kölbl agreed with the idea and within a few days created a prototype app that allowed access to wage at any time. Together with CEO Martin Fortelný, he became the CTO of the start-up Advanto, which they officially founded in early 2020.
After a few months, they found their first client who was interested in providing their employees an access to their earned wage at any time. It was the Transport Company of Ústí nad Labem. In addition to the interest in innovation, one of the impulses for the introduction of Advanto was the outbreak of the coronavirus pandemic and the associated uncertainties that increased the risk of financial problems among employees.
In 2020, Advanto received a multi-million investment from the Nation 1 venture capital fund. In 2021, Advanto received another investment from the V-Sharp Alpha fund.

He gained his first business experience at the consulting company PwC and on internships abroad. After that, he began to focus mainly on the technological part of the business. At Advanto, he is responsible for the system, its security, operational risks and development.

Graduate of the Faculty of Mathematics and Physics of Charles University and the MBA program at Katz Business School in Pittsburgh. For six years he worked in the management of companies in PPF Group. Within PPF Group's innovation farm, he was responsible for launching several fintech startups, including the peer to peer platform Zonky. David oversees finances, working with Martin and Jan to manage the strategic direction of the company and its product.

Martin Fortelný met Jan Kölbl during their studies of finance at the CEMS VŠE program. A year after graduating from college, they founded the startup Advanto in 2020.
Contact us by email at: kariera@advanto.io
S přibývajícími zaměstnavateli, které výplatu kdykoliv svým pracovníkům začínali poskytovat, začalo Advanto také sbírat hodnotnou zpětnou vazbu. Ta v kombinaci s průzkumem od výzkumné agentury EMA data a zkušeností expertů v oblasti personalistiky a HR, potvrdila, že výplata kdykoliv a aplikace Advanto nejenže zlepšuje finanční stabilitu, ale také nábor zaměstnanců. Navíc zvyšuje jejich spokojenost, loajalitu, efektivitu a počet odpracovaných hodin. Výplata kdykoliv se tak prokázala být výhodou nejen pro zaměstnance, ale také jejich vedení.
In 2021, Advanto was already used by a number of more and less well-known Czech companies, including DoDo, Lagardère, Costa Coffee, Burger King and Rellay. The number of users of the app increased sevenfold between December 2020 and 2021. The app has also seen a significant expansion of the Academy section, where users can educate themselves in financial literacy, practice it or contact experts from People in Need in case of acute problems.
Advanto's ambition is to make earned wage access at any time the new standard, replacing the outdated monthly rhythm of wage payments and its associated disadvantages. Advanto also intends to expand the app with new functionalities that will further guide users towards financial stability. Not only in the Czech Republic but also in other European countries. The benefits of Earned wgae access at any time apply anywhere.
The benefits of earned wage access apply anywhere.





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