Gain a competitive advantage in the labor market. Offer employees a paycheck at any time.

Application for withdrawing payouts at any time.

Advanto is a motivator that brings more productive, happier, and financially healthier employees to your company.

Financial safety net

It may happen to each of us that at the end of the month he does not come out with money. However, this is not a reason to choose expensive installment products.

Quick wage withdrawal

With Advant, employees can withdraw a portion of their own earned wages in three steps. Without any interest and without any impact on the company's cash flow.

Proudly working with great employers

Koito (disambiguation)
360 Pizza

Why is immediate access to your own money important?


faster recruitment

You'll speed up recruitment because almost twice as many candidates apply.


lower fluctuation

Employees don't leave for a better salary because they now have a paycheck at any time.


higher productivity

Employees know that when they work more hours, they can take more home on a given day.

Download the e-book

About how Advanto protects employee health and what are the benefits for your business.

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Advanto e-book

Calculate how much you will save with Advant

Number of employees
Employee's gross monthly salary
Total cost per employee 70 312 CZK
Annual turnover rate in your company
450 employees/year
Advanto will reduce the annual fluctuation by
Implementation of services reduces fluctuation by 10% to 30%
Annual fluctuation rate after the introduction of Advanta
1026 employees/year
Fluctuation savings
More info
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Number of "maintained" people in the company
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Employee productivity
More info
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Increase productivity hours by
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Total annual savings
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Experience with Advanto

"Giving people the ability to make decisions about the choice of part of their finances has given us a huge competitive advantage in recruiting people and keeping them happy with us. We first made Advanto available to temps. It has generated a lot of interest among them and has become one of their most used benefits. After this positive experience, we extended the payout to all employees at any time."
Jana Vričanová
HR Manager, Notino s.r.o.
"In my 7 years of experience in the company, I have never encountered an IT project deployed so quickly as in the case of Advanta. After my experience with other projects, I assumed that from the first meeting to the commissioning would take at least 1 year, but I was very pleasantly surprised by the speed with which the project was brought to life... We were concerned about the economic impact of the COVID-19 crisis on the family finances of our staff. So we decided to partner with Advanta to provide our employees with a financial safety net in case they encountered unexpected expenses, and possibly protect them from some of the unfavorable quick loans they were being provided."
Simona Mohacsi
Simona Mohacsi
CEO, Dopravní podnik města Ústí nad Labem a.s.
"We wanted to offer our employees a new type of benefit that will help them especially in dealing with unexpected financial situations. Quick and easy access to your own paycheck can be crucial to maintaining financial stability. In our opinion, an important role is also played by the privacy provided by the application and the fact that the whole process is online and does not require complicated administration. Based on the positive feedback of our employees, we decided to extend the service to employees at DPP and DPČ. We believe that Advanto will be beneficial and popular with our temporary workers."
Eva Kyselova
Eva Kyselova
HR Director of Lagardère Travel Retail a.s.

How does it work?

What can Advanto do?

Wage withdrawal

  • With the Advanto app, employees can withdraw their worked money at any time.

  • Employees can withdraw a portion of their wages worked in real time, avoiding predatory repayment products and unnecessary debt.

Wage withdrawal

Attendance monitoring

  • In Advanta, employees can track their attendance in real time.

  • With the application, employees have an overview of their hours worked, even retrospectively.

Attendance monitoring


  • At the Academy, employees are financially educated through quizzes and articles in the field of personal finance management.

  • Employees play for virtual crowns, which they can then exchange for rewards.

  • All educational content is developed with personal finance experts.



  • Communicate with your employees by sending messages through the app.

  • Manage messages and insert attachments.

  • Inform about free shifts and get response statistics.


Coming soon


  • Thanks to Advant, employees will be able to set aside part of their paycheck every month to save for the future or for unexpected expenses.


Debt Counseling Chatbot

  • The chatbot acts as an advisor in financial decisions.

  • The debt counseling chatbot will advise on execution, debt relief, loan processing and many other situations.

Debt Counseling Chatbot

Employer Interface

  • With Advant, you have access to your interface, where you can find information about the use of the service by employees.

Advanto - an interface through which he can communicate with his employees, get statistics on the use of the service and monitor statistics in real time

How does Advanto work?

Advanto's advanced technology integrates securely into companies' payroll and time and attendance systems. Once integrated, Advanto calculates how much money each employee can withdraw.

As soon as an employee requests a withdrawal of their worked money through an app on their phone or on the website, Advanto sends it to their bank account.

Advanto - How does it work?

The security of your data is our priority

Data encryption

We use 256-bit encryption to keep your data safe.

Privacy & GDPR

We meet all the requirements of personal data protection according to GDPR.

Security audit

We subject our application to regular penetration tests by a third party.

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